For added benefits

The field of bond originators is relatively new in South Africa, over the years we have seen how the number of mortgage providers has increased and how the number of bond originators has increased. It is mainly due to the fact that bond originators provide the service they do that competing banks have had to offer better services and home loan solutions. A bond originator, if you are not quite sure, is someone who acts as a middle man between the borrower - you, and the lender - the banks.

Why use a bond originator?

There are several benefits that come in to play when using bond originators, here are a few:

• The bond originator will collect all your necessary documentation and set up your application which will go to several banks simultaneously. Therefore you save time by not having to go through the application process with every bank.
• With this service you only have to complete one application form which will be sent to at least four different banks, once your application has been 'approved in principal' you will be able to make the final informed decision about which bank you would like to use.
• A bond originator can save you thousands of rands as they often have a better platform from where they can negotiate better interest rates for your homeloan.
• The best feature is that with practically all bond originators is that the service that they offer you for negotiating better rates is a free service as the bank will pay the originator and is never passed along to the client.

Where can you find bond originators?

CKM Homeloans is a company that specializes in bond originating, the staff all come from backgrounds of origination and banking backgrounds. The bond originators at CKM Homeloans are committed to service excellence and to help you achieve your dream of buying your dream home. CKM Homeloans understands that a homeloan is a long-term commitment and therefore they ensure that they get the best rates for your homeloan.

Benefits of using CKM Homeloans' bond originators:

• The bond originators at CKM Homeloans stays up-to-date with the latest bank rules and regulations with regular invites from various banks and institutions to congresses and work groups.
• CKM Homeloans keeps the consumer updated with newsletters and gives bond related to tips to the benefit of their clients in giving you the best financial deal needed.

Bonds are dependent are a few variables which will determine whether or not you qualify for a homeloan and what interest rate you can get. Credit history, your monthly income, the property value as well as the risk that you are to the bank. Taking all this into consideration, CKM Homeloans' bond originators will be able to assist you in getting the right homeloan package to suit you as an individual.

CKM Homeloans is an established company that has the experience, expertise and knowledge to ensure that your experience with bond originators is one that is efficient and professional. Let CKM Homeloans shop around for the best homeloan package and save you time and energy for a fast and efficient application process.