Disclaimer

The following Disclaimers are applicable to the use of the CKM Homeloans web site and the provision and use of products and services rendered by CKM Homeloans.

1. The site of CKM Homeloans may contain links to other sites. CKM Homeloans is not responsible for the privacy practices or the content of such sites.
   
   
2. Information, ideas, opinions or views that are expressed on the CKM Homeloans web site are not necessarily the official opinions of the Company or CKM Homeloans.
   
   
3. Advice, suggestions or tips published on the web site are not guaranteed and users are encouraged to seek professional advice in addition thereto.
   
   
4. It is the responsibility of each user to satisfy himself/herself whether the services and products offered on this web site meets his requirements prior to entering into an agreement.
   
   
5. Apart from provisions of sections 43(5) and 43(6) of the Electronic Communications and Transactions Act, neither the Company, CKM Homeloans nor any of its agents or representatives shall be liable for any damage, loss or liability of whatsoever nature arising from the use or inability to use this web site or the services or content provided from and through this web site.
   
   
6. The Company and CKM Homeloans makes no representations or warranties, implied or otherwise, that, amongst others, the content and technology available from this web site are free from errors or omissions or that the service will be 100% uninterrupted and error free.
   
   
7. The Company, CKM Homeloans, it’s management, it’s employees, it’s agents or representatives shall not be liable for any damage, loss or liability of whatsoever nature arising from the use or inability to use any service or product sold on this web site.
   
   
8. The web site is supplied “as is” after extensive research and in pursuit to satisfy the needs of the majority of users. Users should make their own decision whether they make use of services and purchase products on the web site. The Company welcomes suggestions from users to further upgrade the functionality and services on the web site but reserve the right to implement changes as it seem fit.
   
   
9. The Company reserves the right to amend, change, add or edit disclaimers on this document at its discretion.