CKM Home Loans is able to assist you in getting an ABSA home loan that is most suitable for you as an individual homeowner with your own unique needs and budget.
With experience in the process of home loan application, CKM Home Loans has helped numerous people in South Africa and put them on their way to a home loan which they can afford and ultimately benefit from.
The ABSA home loan is currently a popular choice as, being one of the major financial institutions in South Africa, ABSA Bank has a long record of reliability and portrays only the highest of standards.
Get an ABSA Home Loan through CKM Home Loans
Essentially developed to assist homeowners in the financing of their residential properties, the ABSA home loan has become an increasingly popular option to consider when looking for a premium savings bond. With the ABSA home loan, residential properties can be financed over a maximum of 30 years, and vacant land financed over a maximum of 15 years.
ABSA has a wide variety of home loan products and solutions which it boasts and is thus able to accommodate each individual who approached their bank with their home loan request and need. To elaborate, ABSA is able to tailor your home loan package to match your specific requirements. With this unique approach to home loan financing, the ABSA home loan is available to anyone wishing to own their own home, but who do not have the finances on hand. Absa Home Loans together with CKM Home Loans can finance individual or joint residential property purchases together with the options and value-adds.
(Note: A minimum monthly income of R3, 500-00 is required when applying for a home loan. The monthly repayments may not exceed 30% of the total monthly income; be it individual or joint).
The Attractive Features of the ABSA Home Loan
As mentioned the ABSA home loan is an ever-popular option to those in South Africa who are looking for financial aid for their home purchase through a home loan. This is because the ABSA home loan has a number of attractive features which makes this home loan stand out from the rest.
As such, CKM Home Loans identifies the attraction of the ABSA home loan through the following features:
- Absa Home Loans can be contacted through any Absa branch (link to branch locator), the Home Loan Contact centre or through an Estate Agent or Mortgage originator.
- A number of interest options are available to suit monthly repayment requirements.
- Bonds of up to 50% more than the value of your property may be registered.
- You can have electronic access to your home loan via Absa Internet banking.
- Various home ownership Options and Value-adds can be linked to your Absa Home Loan.
The ABSA home loan is available in a variety of packages and solutions which can be tailored according the individual homeowner and the property which they have purchased. What is more is that ABSA's home loan options and value-adds can be combined to structure the ideal home loan solution for each and every individual client.
Some of these ABSA home loan packages can be listed as follows:
- First Time Home Loan: Absa's tailor-made solution for the 1st time home buyer. You can get a loan of up to 108% - the additional 8% to cover the transfer and registration costs. Save money in interest by paying of the cost portion of the loan over a shorter period.
- My Home: Absa's MyHome is a home loan package structured for home buyers who earn a single or joint monthly income of R6, 000 or less.
- Building Loan: Loan for customers wishing to purchase a vacant stand and to build the house of their dreams!
- Home Loan Value Adds: Absa boasts a number of value-adding products and services, which will assist in creating the perfect home loan solution for you.
For more Information visit the Absa Bank website, which offers the following bond calculators which can be used for estimating costs to determine what you can afford:
- ABSA Home Loan Calculators
- Estimated Building Replacement Cost Calculator
- How Much Have I Paid Off?
- Increasing your Installments
- Making a Lump Sum Deposit
- Minimum Monthly Income Required
- Take Up a New Home Loan with Absa
- Total Monthly Installments
- Transferring my Home Loan to Absa
- Maximum Home Loan Calculator
If you do not know where to start or how to approach ABSA bank for their home loans, CKM Home Loans is here to help, and will assist and guide you through every step of your ABSA home loan application. They will even fill out your home loan application form for you!
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