How do I qualify?

Criteria: Subject to ability to afford and repayment of loans granted.

The assessment include: Monthly repayment may not exceed a maximum of 30% of the gross income single or joint and determents the amount that will be available. You’re handling of financial affairs and bank accounts; your age in relation to the loan facility; security or collateral provided; your credit record; your statement of assets and liabilities. This is usually how banks go about making the decision to grant or deny credit to you.